How Safe Car Check Compares
An honest, side-by-side comparison against the 10 biggest UK vehicle history report providers. Same official data, more in the report, lower price.
Last updated: 13 June 2026
For £9.99 £4.99 you get a true AI risk summary, an advanced two-pass vehicle valuation, a PDF report by email, a loyalty discount and a free report for a review. No other UK provider offers any of those five.
5 things only Safe Car Check does
Across HPI, AutoTrader, AA, RAC, CarVertical, MyCarCheck, Total Car Check, CarVeto, Vcheck and Motorscan, these five rows belong to us alone.
True AI risk summary
AI-written verdict, concerns, positives, recommendation.
Two-pass advanced valuation
Reconciled against live market data, not a static price.
PDF report by email
Programmatic A4 PDF in your inbox, downloadable for 30 days.
Loyalty discount
Buy 3, every report after that is half price plus free valuation.
Free report for a review
Honest Trustpilot or Google review earns you a free report token.
Full feature comparison
Every cell below was taken directly from each provider's own current website. Rows shaded in blue are wins for Safe Car Check across the whole table.
| Feature | Safe Car Check That's us | HPI Check | AutoTrader | The AA | RAC | CarVertical | MyCarCheck | Total Car Check | CarVeto | Vcheck | Motorscan |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Single check price | £4.99 (was £9.99) | £9.99 / £19.99 | £5.95 | £14.99 | £14.99 | £31.99 | £4.99 / £8.49 | £3.99 / £9.99 | £8.90 / £12.90 | £3.00 / £6.00 | £10.99 |
| Cheapest per-check tier | £4.99 | £9.99 | £5.95 | £6 (multi-pack) | Bulk discount | ~£20 (3-pack) | £2.50 (80-pack) | £1.99 (5-pack) | £8.90 | £1.60 | £10.99 |
| Outstanding finance | Yes | Full only (£19.99) | Yes | Yes | Full Check | No | £8.49 tier only | Yes | Yes | Yes | Yes |
| Insurance write-off (MIAFTR) | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
| Stolen (PNC) | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
| Mileage anomaly check | Yes | Yes | Yes | Yes | Full Check | Yes | Yes | Yes | Yes | Yes | Yes |
| Full MOT history | Yes | Yes | Yes | Yes | Full Check | Limited | Yes | Not advertised | Yes | Yes | Yes |
| AI risk summary ONLY US | Yes | No | No | No | No | No | Brief "AI insights" | No | No | No | No |
| Vehicle valuation ONLY US | Two-pass advanced, £2.99 | In Full Check (£19.99) | Sold separately | Not advertised | Not advertised | Market value included | Included on paid tiers | Gold tier only (£9.99) | Market value included | Included | Not advertised |
| PDF report by email ONLY US | Yes | Web report | Web report | Web report | Web report | In-product download | Web report | Web report | Not advertised | Not advertised | App / web |
| Loyalty discount (3+ reports) ONLY US | Yes | No | No | No | No | No | No | No | No | No | No |
| Free report for a review ONLY US | Yes | No | No | No | No | No | No | No | No | No | No |
| Public sample report | Yes | Yes | Yes | Yes | Yes | Yes | No | No | Yes | No | No |
Wider table available on desktop. Swipe sideways or rotate your device.
| Feature | Safe Car Check | HPI Check | AutoTrader | The AA | RAC | CarVertical | MyCarCheck | Total Car Check | CarVeto | Vcheck | Motorscan |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Single check price | £4.99 (was £9.99) | £9.99 / £19.99 | £5.95 | £14.99 | £14.99 | £31.99 | £4.99 / £8.49 | £3.99 / £9.99 | £8.90 / £12.90 | £3.00 / £6.00 | £10.99 |
| Cheapest per-check tier | £4.99 | £9.99 | £5.95 | £6 (multi-pack) | Bulk discount | ~£20 (3-pack) | £2.50 (80-pack) | £1.99 (5-pack) | £8.90 | £1.60 | £10.99 |
| Outstanding finance | Yes | Full only (£19.99) | Yes | Yes | Full Check | No | £8.49 tier only | Yes | Yes | Yes | Yes |
| Insurance write-off (MIAFTR) | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
| Stolen (PNC) | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
| Mileage anomaly check | Yes | Yes | Yes | Yes | Full Check | Yes | Yes | Yes | Yes | Yes | Yes |
| Full MOT history | Yes | Yes | Yes | Yes | Full Check | Limited | Yes | Not advertised | Yes | Yes | Yes |
| AI risk summary | Yes | No | No | No | No | No | Brief "AI insights" | No | No | No | No |
| Vehicle valuation | Two-pass advanced, £2.99 | In Full Check (£19.99) | Sold separately | Not advertised | Not advertised | Market value included | Included on paid tiers | Gold tier only (£9.99) | Market value included | Included | Not advertised |
| PDF report by email | Yes | Web report | Web report | Web report | Web report | In-product download | Web report | Web report | Not advertised | Not advertised | App / web |
| Loyalty discount (3+ reports) | Yes | No | No | No | No | No | No | No | No | No | No |
| Free report for a review | Yes | No | No | No | No | No | No | No | No | No | No |
| Public sample report | Yes | Yes | Yes | Yes | Yes | Yes | No | No | Yes | No | No |
Safe Car Check
That's us- Single check price
- £4.99 (was £9.99)
- Cheapest per-check tier
- £4.99
- Outstanding finance
- Yes
- Insurance write-off (MIAFTR)
- Yes
- Stolen (PNC)
- Yes
- Mileage anomaly check
- Yes
- Full MOT history
- Yes
- AI risk summary ONLY US
- Yes
- Vehicle valuation ONLY US
- Two-pass advanced, £2.99
- PDF report by email ONLY US
- Yes
- Loyalty discount (3+ reports) ONLY US
- Yes
- Free report for a review ONLY US
- Yes
- Public sample report
- Yes
HPI Check
- Single check price
- £9.99 / £19.99
- Cheapest per-check tier
- £9.99
- Outstanding finance
- Full only (£19.99)
- Insurance write-off (MIAFTR)
- Yes
- Stolen (PNC)
- Yes
- Mileage anomaly check
- Yes
- Full MOT history
- Yes
- AI risk summary ONLY US
- No
- Vehicle valuation ONLY US
- In Full Check (£19.99)
- PDF report by email ONLY US
- Web report
- Loyalty discount (3+ reports) ONLY US
- No
- Free report for a review ONLY US
- No
- Public sample report
- Yes
AutoTrader
- Single check price
- £5.95
- Cheapest per-check tier
- £5.95
- Outstanding finance
- Yes
- Insurance write-off (MIAFTR)
- Yes
- Stolen (PNC)
- Yes
- Mileage anomaly check
- Yes
- Full MOT history
- Yes
- AI risk summary ONLY US
- No
- Vehicle valuation ONLY US
- Sold separately
- PDF report by email ONLY US
- Web report
- Loyalty discount (3+ reports) ONLY US
- No
- Free report for a review ONLY US
- No
- Public sample report
- Yes
The AA
- Single check price
- £14.99
- Cheapest per-check tier
- £6 (multi-pack)
- Outstanding finance
- Yes
- Insurance write-off (MIAFTR)
- Yes
- Stolen (PNC)
- Yes
- Mileage anomaly check
- Yes
- Full MOT history
- Yes
- AI risk summary ONLY US
- No
- Vehicle valuation ONLY US
- Not advertised
- PDF report by email ONLY US
- Web report
- Loyalty discount (3+ reports) ONLY US
- No
- Free report for a review ONLY US
- No
- Public sample report
- Yes
RAC
- Single check price
- £14.99
- Cheapest per-check tier
- Bulk discount
- Outstanding finance
- Full Check
- Insurance write-off (MIAFTR)
- Yes
- Stolen (PNC)
- Yes
- Mileage anomaly check
- Full Check
- Full MOT history
- Full Check
- AI risk summary ONLY US
- No
- Vehicle valuation ONLY US
- Not advertised
- PDF report by email ONLY US
- Web report
- Loyalty discount (3+ reports) ONLY US
- No
- Free report for a review ONLY US
- No
- Public sample report
- Yes
CarVertical
- Single check price
- £31.99
- Cheapest per-check tier
- ~£20 (3-pack)
- Outstanding finance
- No
- Insurance write-off (MIAFTR)
- Yes
- Stolen (PNC)
- Yes
- Mileage anomaly check
- Yes
- Full MOT history
- Limited
- AI risk summary ONLY US
- No
- Vehicle valuation ONLY US
- Market value included
- PDF report by email ONLY US
- In-product download
- Loyalty discount (3+ reports) ONLY US
- No
- Free report for a review ONLY US
- No
- Public sample report
- Yes
MyCarCheck
- Single check price
- £4.99 / £8.49
- Cheapest per-check tier
- £2.50 (80-pack)
- Outstanding finance
- £8.49 tier only
- Insurance write-off (MIAFTR)
- Yes
- Stolen (PNC)
- Yes
- Mileage anomaly check
- Yes
- Full MOT history
- Yes
- AI risk summary ONLY US
- Brief "AI insights"
- Vehicle valuation ONLY US
- Included on paid tiers
- PDF report by email ONLY US
- Web report
- Loyalty discount (3+ reports) ONLY US
- No
- Free report for a review ONLY US
- No
- Public sample report
- No
Total Car Check
- Single check price
- £3.99 / £9.99
- Cheapest per-check tier
- £1.99 (5-pack)
- Outstanding finance
- Yes
- Insurance write-off (MIAFTR)
- Yes
- Stolen (PNC)
- Yes
- Mileage anomaly check
- Yes
- Full MOT history
- Not advertised
- AI risk summary ONLY US
- No
- Vehicle valuation ONLY US
- Gold tier only (£9.99)
- PDF report by email ONLY US
- Web report
- Loyalty discount (3+ reports) ONLY US
- No
- Free report for a review ONLY US
- No
- Public sample report
- No
CarVeto
- Single check price
- £8.90 / £12.90
- Cheapest per-check tier
- £8.90
- Outstanding finance
- Yes
- Insurance write-off (MIAFTR)
- Yes
- Stolen (PNC)
- Yes
- Mileage anomaly check
- Yes
- Full MOT history
- Yes
- AI risk summary ONLY US
- No
- Vehicle valuation ONLY US
- Market value included
- PDF report by email ONLY US
- Not advertised
- Loyalty discount (3+ reports) ONLY US
- No
- Free report for a review ONLY US
- No
- Public sample report
- Yes
Vcheck
- Single check price
- £3.00 / £6.00
- Cheapest per-check tier
- £1.60
- Outstanding finance
- Yes
- Insurance write-off (MIAFTR)
- Yes
- Stolen (PNC)
- Yes
- Mileage anomaly check
- Yes
- Full MOT history
- Yes
- AI risk summary ONLY US
- No
- Vehicle valuation ONLY US
- Included
- PDF report by email ONLY US
- Not advertised
- Loyalty discount (3+ reports) ONLY US
- No
- Free report for a review ONLY US
- No
- Public sample report
- No
Motorscan
- Single check price
- £10.99
- Cheapest per-check tier
- £10.99
- Outstanding finance
- Yes
- Insurance write-off (MIAFTR)
- Yes
- Stolen (PNC)
- Yes
- Mileage anomaly check
- Yes
- Full MOT history
- Yes
- AI risk summary ONLY US
- No
- Vehicle valuation ONLY US
- Not advertised
- PDF report by email ONLY US
- App / web
- Loyalty discount (3+ reports) ONLY US
- No
- Free report for a review ONLY US
- No
- Public sample report
- No
Why we built it differently
A true AI risk summary
Our AI reads every check on your vehicle and writes a plain-english verdict with risk rating, concerns, positives and a clear recommendation. You don't have to interpret twelve pages of tables. None of HPI, AutoTrader, AA, RAC or CarVertical offer this. MyCarCheck markets "AI insights" but it isn't a full narrative summary.
Advanced two-pass valuation
State-of-the-art reconciliation pipeline. Pass one produces a blind valuation from the vehicle's specification, mileage and MOT history. Pass two reconciles that estimate against live UK market data to land on private, dealer and part-exchange price ranges. Competitors offer a static single-figure valuation, or none at all.
Loyalty plan and free reports
Buy three reports and every report after that is half price with a free valuation, for as long as you keep using us. Leave us an honest Trustpilot or Google review and we'll send you a free report token. No other UK provider in our comparison rewards you for sticking with them.
Head to head
Safe Car Check vs HPI Check
HPI is the original brand name in UK vehicle history (the term "HPI check" is a registered trademark). Their Basic Check is £9.99, the same as ours, but it doesn't include outstanding finance, the AI risk summary, or a vehicle valuation. To get finance you need their Full HPI Check at £19.99.
For £9.99 £4.99 we include finance as standard plus the AI summary, the two-pass valuation, a PDF by email and our loyalty discount. None of which HPI offers at any price point.
Safe Car Check vs AutoTrader Vehicle Check
AutoTrader's vehicle check is £5.95, the cheapest big-brand price in the table. It includes the headline checks (stolen, finance, write-off, mileage) using the same official UK data we use.
What you don't get from AutoTrader: the AI risk summary, the advanced two-pass valuation (they sell valuations as a separate product), a downloadable PDF by email, or any loyalty perk. For £9.99 £4.99 we include all of those.
Safe Car Check vs MyCarCheck
MyCarCheck advertises a £4.99 Basic tier that looks competitive on price, but it is genuinely a basic-only check. On their own pricing page the £4.99 tier explicitly does NOT include the outstanding finance lookup. For finance you have to step up to their Comprehensive Check at £8.49.
Every Safe Car Check report includes outstanding finance as standard. We also offer a true AI risk summary rather than MyCarCheck's brief "AI insights" line, and we deliver a downloadable PDF report by email rather than a web view.
Safe Car Check vs CarVertical
CarVertical's genuine USP is European import history. If you're buying a car registered abroad before coming to the UK, their cross-border damage and registration data is the best in the market.
But CarVertical charges around £31.99 for a single report and doesn't advertise outstanding finance for UK-registered cars. For a normal UK purchase that's three times our price for less of what you actually need. We pull from the same DVLA, DVSA, PNC and MIAFTR data every UK provider uses, add the AI summary and two-pass valuation, and email you a PDF for £9.99 £4.99.
Safe Car Check vs Total Car Check, Vcheck and the ultra-cheap tier
Total Car Check, Vcheck and Instant Car Check compete on headline price (£1.60 to £3.99 entry tiers). They're a fine option if you only want a basic identity confirmation and you're not going to read the data carefully.
For £9.99 £4.99 we include the same core checks plus the things ultra-cheap providers don't offer at any price: a written AI risk verdict you can actually trust, a reconciled valuation against live market data, a PDF report by email, a loyalty discount and a free report for an honest review.
Frequently asked
Is Safe Car Check cheaper than HPI Check?
Yes. HPI's Basic Check is £9.99 and their Full Check is £19.99. Safe Car Check is £9.99 (currently £4.99 during our half-price promotion) and already includes the stolen, finance, write-off, mileage and full MOT history checks that HPI charges £19.99 for, plus a true AI risk summary that HPI doesn't offer.
Do you use the same data as HPI and the AA?
The official UK vehicle data is the same across providers. We pull from DVLA, the DVSA MOT History API, PNC stolen records, MIAFTR insurance write-off records and finance lender databases. The big brands use the same sources, they just charge more for them.
What's actually in MyCarCheck's £4.99 tier?
Not the outstanding finance check. MyCarCheck's £4.99 Basic tier covers write-off, stolen and export checks plus specs and recorded history, but it explicitly does NOT include the outstanding finance lookup. For finance you need their £8.49 Comprehensive Check. Every Safe Car Check report at £9.99 (£4.99 during the promo) includes finance as standard.
Do any other UK car check providers include an AI risk summary?
None of HPI, AutoTrader, AA, RAC, CarVertical, Total Car Check, CarVeto, Vcheck or Motorscan advertise an AI-written risk summary on their product pages. MyCarCheck markets brief "AI insights" but it isn't a full risk verdict. Our reports include a plain-english AI analysis covering risk rating, concerns, positives and a clear recommendation.
Is the PDF report really included, and how do I get it?
Yes. Every Safe Car Check comes as a downloadable A4 PDF emailed straight to you and available from your account for 30 days. Most competitors deliver a web view or print-friendly HTML by default; we lead with the PDF because it's what you'll actually want when you're standing on a forecourt.
Do you have a loyalty discount?
Yes. Once you've bought 3 reports, every report after that is automatically half price and comes with a free valuation, for as long as you keep using us. Just sign in with the same email. None of the competitors in our comparison offer an earned loyalty rebate of this kind.
Can I get a free report?
Yes. After you've received a report, we'll send you a free report token in exchange for an honest review on Trustpilot or Google. Use it on your next vehicle or pass it to a friend.
Can I see a sample report before I pay?
Yes. Three real PDF samples are on our sample report page. HPI, AutoTrader, AA, RAC, CarVertical and CarVeto all publish samples too; MyCarCheck does not.
Same data. Lower price. Smarter report.
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